Car Lot Finance

Buy Here Pay Here Financing

There are many buy here pay here financing dealerships in the realm of used cars Charlotte NC. No one, however, ever wants to feel like they have been tricked out of their money, especially when it comes to buying a car. Far too many dealerships are simply places where someone goes to lose money on a car that they later forget; whether it is being coerced into buying upgrades on the car you’re interested in or being tricked into an entirely new car, the process is an untenable one.

Using Car Lot Finance’s search for dealerships that offer buy here pay here financing is a great way to avoid that. This allows you to search for the car you want, and only the car you want, from the comfort of your own home. There is no need to actually go, physically, to a dealership where you have to deal with salespeople that may not have your best interests in mind. By going only to the place where you want to, you can shave entire days off the car buying process. Search only for the cars that fit your needs, your style, and your budget.

If you are just getting started on establishing your credit, then having a dealer who offers buy here pay here financing is the best. Ideal for someone who needs to establish their credit, these types of dealers will not worry about you passing a credit check – often difficult for someone who is just starting out. These types of loans often have a higher interest rate, but are specifically designed to be able to be paid on time as well as paid off entirely so as to help establish a good line of credit.

One of the ways that a dealer who engages in buy here pay here financing can help establish a good line of credit is being able to do monthly reporting to the credit score companies regarding your payments. Since the payments can be made, in person and in cash, you can make sure that every single payment is made on time – which does wonders for a starting credit score. Many of these dealers, furthermore, report monthly instead of just reporting when the debt is paid, letting the credit score companies, and other loan companies, know that you can be trusted with a loan and that you will make your payments.

Using Car Lot Finance’s search engine lets you browse a wide variety of available cars that are from reliable, trustworthy, car dealers who offer only the best in buy here pay here financing.